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Continue reading →: Differentiation
Social media has become part of our everyday lives. How many times a day do you take to the internet or head to one of your social media platforms to find the answer? To see what is going on in your local area? Or to book a hotel room or…
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Continue reading →: Warby Parker
What happens when four friends and classmates aren’t happy with their options for purchasing prescription eyeglasses? They work together to make a better option for everyone. In 2010, Neil Blumenthal, Andrew Hunt, David Gilboa and Jeffrey Raider made it their mission to make a better and more affordable option for…
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Continue reading →: Financial Crisis
Lenders who can be seen as the leaders in the housing field, have the ability to deny a potential borrower a loan if they do not feel the borrower will be able to follow through with the monthly payments. The lenders decision to move forward with the loan process, plays…
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Continue reading →: Subprime Lending
Subprime loans are offered to those lenders who have a low credit score. Often times subprime loans are found in the form of a home mortgage (Gilbert, 2011, p. 89). According to Gilbert, Subprime loans are not only used for first mortgages but also second and third mortgages. (Gilbert, 2011,…